Happy Friday! Even though it's almost 10PM this still counts as Friday, right? :) Today was a bit crazy and now I'm fighting a headache so I'm definitely ready for bed.
What are your weekend plans? It is so cold here. Okay it's 44 but you get the point. I plan to take the doggies to the park tomorrow because I know it will be beautiful. I'm sure I'll finagle a Target trip in somewhere.
If you remember, last week I said I would start asking questions from my inbox instead of the usual Five Question Friday.
1. Where did you get the "B" on the wall in your kitchen? Did you make it? (From this post)
My husband's aunt made it for us for our wedding. She's quite talented!
2. How is your gallery wall coming along?
Gag, shoot me. Do you want the truth? I had my neighbors over to look at everything (their apartment is beautiful decorated/furnished so I knew one of them had the decorating gene!). It was a fabulous plan and we got some ideas. We put all the frames on the floor and I loved it. Then we realized because the space is so large, (read: empty) that we would need about 2x the frames I had already purchased. I was so annoyed with the entire process I returned everything but 1 canvas and the cross. Yeah, embarrassing.
3. What do you do to keep Cocoa and Oreo busy all day?
Usually I'll keep a radio or the news on in the living room and in our bedroom. Some days they'll get a busy ball if they bother me but I usually just potty them in the morning when we get up (6:30), noon, 2PM, 5PM, 8PM, and right before bed. I know... too many times.
4. How old are you?
LOL, 22. You are read my about me here.
5. What TV shows do you like to watch?
Good question! My husband and I used to watch lots of shows with his parents when we lived in Florida. We miss it very much! With them we would watch the Mentalist, the Closer, House, and more. My husband and I watch Revenge, Revolution, Modern Family, and Suburgatory. I try to watch a few by myself-- Married to Jonas, Giuliana & Bill, Tia & Tamara, etc. I'm not into those singing or dancing shows, sorry..
Sunday, November 4, 2012
Thursday, November 1, 2012
Financial Goals
There is an update to this post that you can find here. Enjoy!
So after my post on Money Saving Mom, some people commented (and just flat out asked me) what our financial goals are. They asked a lot of questions, but this was by far the most popular.
I think some of the readers are motivated by knowing someone else's financial goals, and the rest are just a bit nosey. :) Whatever it is, I think sharing our goals helps us be more accountable.
A little bit about us
:: Because we were taught about money management at an early age, neither my husband nor I have (or had) any debt. We give a tremendous amount of thanks to our parents for teaching us money management!
:: We don't have any kids so our emergency fund can be lower than what you would think-- It's at $10,000 right now. That's about 3 months of living expenses. Our rent is almost $3,000 a month in case you're wondering! Even though our jobs are quite secure, we still need to keep at least 3 months worth of expenses in a money market account so I can sleep at night.
:: I think in the future we'd like to grow that to a full year's worth of expenses ($40,000), but because we don't have kids I don't think it's necessary right now. Feel free to leave your thoughts in the comment section below-- I'm sure someone disagrees with me!
:: Please remember we are young! I know we cannot use this "excuse" much longer, but we are not in our 40s and "ignorant" about our money. I'm 22 and my husband is 24. We don't know much, but we know not to spend money we don't have.
:: We use credit cards. Both my husband and I have our own credit cards we use for expenses (bills, groceries, random Dairy Queen nights, etc). We rarely use our debit card because of the rewards we get with a credit card. My husband actually has a special credit card through our bank for gas. It's his longest standing card so we'll never get rid of it and it gives extra cash back for gas. I also have a few store credit cards that give a % off a purchase. I love Dave Ramsey, but because we don't have debt we don't follow him to a tee.
Now that you know about us, some of our goals include:
:: Continue putting my entire salary (blogging included) into our savings. This money is our "house fund". Because the housing market never really crashed here, homes are expensive. It will be many years before I will even consider looking at a house! I would give my left arm (not really) if we could pay 100% cash for a home, but I just don't think it's possible here in DC.
:: Set up my retirement fund. My husband has a Roth IRA from his job, but I do not.
:: Continue "living" off my husband's salary. We made it our goal to just live off my husband's salary and save mine. So far, so good!
:: Check into pet insurance. It's about $80 a month. It's something that I'd like to look into. If my husband is reading this he's going to freak out-- sorry, honey!
:: Get my husband more involved in our finances. He is fine being completely out of the loop, but I'd like him to be more aware. We have weekly "money meet ups", but I'd love for him to get into investing, stocks, I don't know-- something! (BTW I will definitely post about our money meet ups soon!)
:: Figure out what we're doing. This sounds too broad. We are young. We won't be young forever, though. We need a plan. Do we want a vacation fund? Don't we want a new car eventually? (My husband and I dream of an Escalade).
While I know this isn't exactly what the readers were hoping for, these are some of my family's financial goals.
Feel free to leave your thoughts in the comment section below!
Please check out my latest update to our financial goals here!
So after my post on Money Saving Mom, some people commented (and just flat out asked me) what our financial goals are. They asked a lot of questions, but this was by far the most popular.
I think some of the readers are motivated by knowing someone else's financial goals, and the rest are just a bit nosey. :) Whatever it is, I think sharing our goals helps us be more accountable.
A little bit about us
:: Because we were taught about money management at an early age, neither my husband nor I have (or had) any debt. We give a tremendous amount of thanks to our parents for teaching us money management!
:: We don't have any kids so our emergency fund can be lower than what you would think-- It's at $10,000 right now. That's about 3 months of living expenses. Our rent is almost $3,000 a month in case you're wondering! Even though our jobs are quite secure, we still need to keep at least 3 months worth of expenses in a money market account so I can sleep at night.
:: I think in the future we'd like to grow that to a full year's worth of expenses ($40,000), but because we don't have kids I don't think it's necessary right now. Feel free to leave your thoughts in the comment section below-- I'm sure someone disagrees with me!
:: Please remember we are young! I know we cannot use this "excuse" much longer, but we are not in our 40s and "ignorant" about our money. I'm 22 and my husband is 24. We don't know much, but we know not to spend money we don't have.
:: We use credit cards. Both my husband and I have our own credit cards we use for expenses (bills, groceries, random Dairy Queen nights, etc). We rarely use our debit card because of the rewards we get with a credit card. My husband actually has a special credit card through our bank for gas. It's his longest standing card so we'll never get rid of it and it gives extra cash back for gas. I also have a few store credit cards that give a % off a purchase. I love Dave Ramsey, but because we don't have debt we don't follow him to a tee.
Now that you know about us, some of our goals include:
:: Continue putting my entire salary (blogging included) into our savings. This money is our "house fund". Because the housing market never really crashed here, homes are expensive. It will be many years before I will even consider looking at a house! I would give my left arm (not really) if we could pay 100% cash for a home, but I just don't think it's possible here in DC.
:: Set up my retirement fund. My husband has a Roth IRA from his job, but I do not.
:: Continue "living" off my husband's salary. We made it our goal to just live off my husband's salary and save mine. So far, so good!
:: Check into pet insurance. It's about $80 a month. It's something that I'd like to look into. If my husband is reading this he's going to freak out-- sorry, honey!
:: Get my husband more involved in our finances. He is fine being completely out of the loop, but I'd like him to be more aware. We have weekly "money meet ups", but I'd love for him to get into investing, stocks, I don't know-- something! (BTW I will definitely post about our money meet ups soon!)
:: Figure out what we're doing. This sounds too broad. We are young. We won't be young forever, though. We need a plan. Do we want a vacation fund? Don't we want a new car eventually? (My husband and I dream of an Escalade).
While I know this isn't exactly what the readers were hoping for, these are some of my family's financial goals.
Feel free to leave your thoughts in the comment section below!
Please check out my latest update to our financial goals here!
Wednesday, October 31, 2012
Welcome Money Saving Mom Readers!
If you're visiting from Money Savings Mom, you must have read my post about my recent trip to Hobby Lobby.
Can anyone else relate?
If you want to read the article, click here.
I just wanted to take a moment and welcome you all! Hi, my name is Elizabeth and I am the wife behind The DC Boeses.
I wear many hats-- wife to my high school sweetheart, momma to our 2 energetic poodles, child of God, and many, many more.
My most popular posts are:
:: Hard Things
:: My Family Health Binder
:: My Favorite Wedding/Shower Gift
While I don't do Facebook for the DC Boeses, you can find me on Twitter-- @livegivesave
You can also subscribe to get email updates on the top right of the homepage.
If you want to know more about me, you can click here.
Once again-- Welcome! I look forward to hearing from each and every one of you. My email is elboese@yahoo.com xO
Can anyone else relate?
If you want to read the article, click here.
I just wanted to take a moment and welcome you all! Hi, my name is Elizabeth and I am the wife behind The DC Boeses.
I wear many hats-- wife to my high school sweetheart, momma to our 2 energetic poodles, child of God, and many, many more.
You may know me from my money-saving blog, 20something Saver.
I decided to create the DC Boeses so I could be on a more personal level with my readers. I blog about our daily life here in the nation's capital, home making ideas, recipes, and lots of pictures of Cocoa & Oreo.
My most popular posts are:
:: Hard Things
:: My Family Health Binder
:: My Favorite Wedding/Shower Gift
While I don't do Facebook for the DC Boeses, you can find me on Twitter-- @livegivesave
You can also subscribe to get email updates on the top right of the homepage.
If you want to know more about me, you can click here.
Once again-- Welcome! I look forward to hearing from each and every one of you. My email is elboese@yahoo.com xO
Happy Halloween!
Happy Halloween!
Happy Halloween! I hope all your little ghosts and goblins are out trick or treating and getting lots of good candy. :)
Because we're in an apartment building, we don't get trick or treaters from other areas. We just get kids who live in our apartment building. Yeah, I rock because I didn't buy 1 piece of candy. Sorry, kids.
How am I supposed to pass out candy with these two and hold the door and not scare away children?
Suppose I should explain the costumes. See the white thing in the center of the photo? It's Cocoa's costume.
It's too tight.
Ahem. I promise you it fit when I bought it 2 months ago.
So, we had to settle with the pumpkin shirt. She is a little embarrassed.
Oreo is going with Spiderman for the 3rd year in a row. He loves it. Every time a kid sees him in his costume they shout "Spiderman!!" "DAD! Spiderman!". It's hilarious.
Yes, I'm a terrible mother. They desperately need to be groomed. Honestly? We are trying to wait as long as possible and as close to Thanksgiving as we can get. It will be another 2 weeks for these guys. Luckily, their fur is keeping them warm!
Of course the chalkboard needed to be revamped for Halloween. I think before it said "Happy Fall, Y'all!".
I think tomorrow I'll change it to a "thankful" quote. Any ideas?
Happy Halloween, everyone! xO
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